What Is an Elevation Certificate and When Do You Need One?
An Elevation Certificate (EC) is an official FEMA form completed by a licensed surveyor. It documents your building's elevation relative to the Base Flood Elevation (BFE) — the height floodwaters are expected to reach during a 1% annual chance flood event (commonly called the "100-year flood").
You typically need one when: applying for or renewing flood insurance under the National Flood Insurance Program (NFIP), applying for a building permit in a Special Flood Hazard Area (SFHA), or appealing your flood zone designation to FEMA.
- NFIP flood insurance rate reduction
- Building permit applications in flood zones
- FEMA Letter of Map Amendment (LOMA)